Nicola is a Senior Lecturer in the Law School, Faculty of Business and Law, Queensland University of Technology, Australia. Nicola’s research focuses on legal and policy issues in consumer financial services, consumer credit and other consumer transactions, and personal insolvency. Her doctorate was awarded by Melbourne University Law School, and explored the impact of on consumers of different debt resolution options. Nicola is a co-author of a key text on Australian consumer credit law (‘Duggan and Lanyon’s Consumer Credit Law’) and has published widely on consumer and personal insolvency topics. Nicola is also a regular contributor to relevant policy and law reform processes. Nicola teaches in the undergraduate program, with teaching responsibilities including commercial law, consumer law, banking and finance law, and insolvency.